A Law Firm Successfully Defending Insurance Carriers For Nearly 20 Years
Aultman Law offers experienced and skilled insurance defense representation. Throughout most of his career, our attorney, Jeff Aultman, has been defending individuals, families and business owners. He has worked with some of the largest insurance carriers and third-party administrators in the nation to resolve a wide variety of claims, including:
- Construction & design defects
- General negligence
- Motor vehicle accidents
- Catastrophic injuries
- Wrongful death
- Trucking accidents
- Premises liability
Jeff has also defended one of the nation’s largest railway companies in the Federal Employers’ Liability Act (FELA), nuisance, easement and fire cases. He is a proud and active member of the Washington Defense Trial Lawyers.
Representative Insurance Clients
If you need an experienced insurance defense attorney to handle an insurance law claim in Richland, Kennewick, Pasco or surrounding communities, contact our firm. Insurance carriers that we have worked with include:
- Liberty Mutual
- United Fire Group
- American International Group (AIG)
Jeff has earned a reputation for successfully helping insurance carriers resolve complex legal issues.
Helpful Insurance Information For Individuals And Businesses
We all deal with insurance. Few people and businesses could afford to cover the costs of major damages without insurance. That is why anytime you have been involved in an accident or are concerned someone is going to file a lawsuit against you, the first call you should make is to your insurance carrier. Explain your situation. Depending on the situation, your insurance carrier may assign you an attorney.
Insurance Required In Washington
Insurance is necessary and required in many instances in the state of Washington. For example, most Washington drivers know they must carry liability insurance of at least $25,000 to protect another person from damages they cause. Motorcycle riders were exempt from carrying mandatory insurance until July 2019. Washington state also requires commercial vehicles to carry minimum liability insurance. The amount of commercial insurance required depends on the vehicle’s purpose. For example, an 18-wheeler hauling oil is required to carry $1 million in liability insurance, whereas an 18-wheeler hauling freight has a lesser requirement.
Washington state’s insurance law also requires drivers to carry another type of auto liability insurance called personal injury protection (“PIP”). Unless you reject PIP coverage, automobile drivers must carry a minimum of $10,000 in PIP insurance to cover the costs of medical expenses, some lost wages and essential household services in case they are injured in an accident. The minimum PIP coverage is not much. Most insurance companies offer higher PIP coverage amounts, and it is generally a good idea to have more PIP, not less.
Washington state law also requires insurance companies to offer automobile drivers $25,000 of uninsured motorist/underinsured motorist coverage (UM/UIM). Say you were injured by another driver in an accident who refused to follow the law and carry automobile insurance or did not carry enough liability insurance, UM/UIM insurance could help you pay for any injuries you or your family suffered in the accident. Like PIP, drivers can purchase more than $25,000 of UM/UIM coverage or reject UM/UIM coverage.
Types Of Insurance Not Required By Law
There is insurance not required by law but still very common. Most homeowners have purchased insurance to protect their house, personal items and third parties injured at the house. Similarly, businesses, including contractors, typically buy general liability insurance to protect against the risks of running a business. Common risks include damage to property, personal injuries, advertising errors and harm to the business’s reputation.
Contact Us To Discuss Your Legal Needs
Aultman Law is based in Kennewick, Washington, and serves clients in the Tri-Cities area and beyond. To speak to a skilled attorney about your legal needs, contact us to schedule an initial consultation. Simply call 509-816-5084 or fill out our online contact form.